onbalance

onbalance is a cash flow planning app designed for solopreneurs and family businesses who prioritize privacy and trust. It delivers a privacy-first approach to financial management, enabling users to plan and track cash flow securely without sacrificing convenience. The app features end-to-end encryption ensuring that only the user can access their financial data, offering peace of mind for sensitive business finances.

What Makes onbalance Stand Out

• Confidential by Design: onbalance uses on-device end-to-end encryption with no external connections or tracking, ensuring complete data privacy. Financial information remains accessible exclusively on the user's device with password or biometry protection.
• Offline-First Native Mobile Experience: Operates smoothly without internet connectivity, allowing users to update and access their finances anywhere, anytime.
• Flexible Financial Management: Users can create multiple projects, accounts, and categories or keep it simple with minimal required input, adapting to various business workflows.
• Real Cash Flow Planning: Beyond simple number tracking, onbalance helps spot future cash flow gaps and forecast balances, providing actionable insights without complex accounting language.
• Multi-Currency & Multi-Business Support: Track transactions, conversions, and transfers across fiat and cryptocurrencies with near real-time exchange rates, all within a single app.

Who Should Use onbalance

• Solo entrepreneurs and small family-run businesses seeking privacy-focused financial tools.
• Freelancers, content creators, real estate agents, and handmade creators who need reliable and confidential cash flow management.
• Business partners or teams requiring secure, private collaboration around financial data.

Frequently Asked Questions

What is onbalance?

onbalance is a cash flow planning app that emphasizes privacy and ease of use for solo entrepreneurs and small business owners. It offers encrypted, offline-capable financial tracking designed to keep sensitive data secure.

What problem does onbalance solve that other finance apps don’t?

Unlike many financial tools, onbalance prioritizes confidentiality and simplifies financial management by avoiding heavy accounting jargon and focusing on actionable cash flow insights. It also eliminates concerns about unauthorized data access through its privacy-by-design architecture.

Who is onbalance not suitable for?

onbalance may not fit businesses that require extensive accounting features, integrations with third-party financial platforms, or cloud-based multi-user collaboration beyond upcoming capabilities.

What type of data privacy does onbalance provide?

Data is encrypted end-to-end directly on the user’s device, with no external servers holding decrypted information. This design prevents unauthorized access, including from the app developers.

How does onbalance handle multiple currencies?

The app supports both fiat and cryptocurrencies, allowing users to monitor transactions and perform conversions using near real-time exchange rates within one platform.